Standard Chartered Personal Loan
Enjoy the freedom of cash for anything you want with Standard Chartered CashOne, an instalment personal loan on your credit card that allows you to borrow up to 4x of your monthly income. Standard Chartered Bank in Singapore is part of an international banking group with more than 84,000 employees and a 150-year history in some of the world's most dynamic markets. It offers deposit taking, wealth management services, overdrafts, personal loans, credit cards, auto financing and mortgages. They also provide private banking services through its private banking division.
Fast forward your plans with Standard Chartered CashOne
Get up to $1,088 CashBack on your approved loan for Standard Chartered CashOne. Plus, receive an additional $50 CashBack when you apply online.
Get approval-in-principle for a personal loan of up to 4x of your monthly income (maximum $200,000) within 60-seconds and a 5 year annual fee waiver on the Platinum credit card if you have an annual income of $30,000 and above. If you have an annual income of $20,000 to $29,999, you can still get up to 2x of your monthly income with a Standard Chartered CashOne personal loan.
Depending on your loan quantum and tenor, enjoy interest rates from as low as 6.88% p.a. (Effective interest rate of 12.75% p.a.) and you can better manage your finances with a flexible monthly repayment schedule.
This loan is available for Singapore Citizens & Permanent Residents (with a minimum annual income of $20,000) and Foreigners with an Employment Pass (with a minimum annual income of $60,000) aged between 21 and 65 years old.
For Employment Pass holders, Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes and Q Pass holders must have a minimum 1-year validity remaining on their passes.
Greater convenience to own the car of your choice with the Standard Chartered Auto Financing
The Standard Chartered Auto Financing plan offers you a flexible repayment plan ranging from 12 to 60 months to lower your instalment payments of up to 60% financing, enjoy attractive fixed interest rate packages that offer you a peace of mind against rate fluctuations and purchase the car of your choice from any of their 200+ dealers located conveniently island wide.
Standard Chartered fees and terms are transparent with no hidden costs and unpleasant surprises. You can pay your bills easily with payment channels such as GIRO, AXS stations, Self-service Automated Machine (S.A.M.), Cheque, Standard Chartered Online Banking and cash payment at Cash Deposit Machines.
If you wish to effect early completion of the purchase of the goods or the termination of the hiring of the goods before the expiration of the hire period, you can easily visit designated Standard Chartered Bank locations as well.
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