Maybank Personal Loan
Take a load off your mind with Maybank CreditAble – your personal credit line. Maybank is among Asia's leading banking groups and is South East Asia’s fourth largest bank by asset, they offer a wide spectrum of investment, corporate & personal banking services, credit cards, deposits, loans and much more.
Whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand with the Maybank CreditAble (Personal Line of Credit).
Maybank CreditAble offers personal credit line of up to 4X of your monthly income with easy access via complimentary chequebook or ATM Card in Singapore, Malaysia, Brunei and the Philippines. Get extra cash at a low promotional interest rate of only 9% p.a. for the first year, choice of flexible or fixed repayments from as little as 3% of your outstanding balances or S$30, whichever is higher. Enjoy attractive promotional interest rates with CreditAble Term Loan or Fund Transfer, standby facility where you pay interest only on the amount you use, 2-year annual fee waiver, 24-hour account access via PhoneBanking (Dial-Link) & Online Banking and transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer.
This loan is available for Singapore Citizens and Singapore Permanent Residents aged between 21 to 65 years of age with a minimum income of S$30,000 p.a.
Maybank Personal Credit - Banker’s Guarantee, Secured Overdraft, Education Loan, Home Renovation Loan.
On your behalf, Maybank gives an unconditional guarantee to pay your potential customer under their terms of requirement, the Maybank Banker's Guarantee frees up your funds. It is as good as cash to your customer and enables you to tender for big contracts.
With Maybank Secured Overdraft you'll have convenient access to extra cash by pledging your asset(s). There is no minimum income requirement, credit limit is pledged to the value of your pledged asset(s), continue to own your asset(s) while accessing extra cash via a secured overdraft without liquidating them, it provides flexible cash management, easy cash access of your secured overdraft via cheque book or ATM Card and online banking, there is no minimum drawdown amount, incur interest only on the actual amount of facility used and the interest rate is from as low as their Prime Lending rate. This loan is available for Singapore Citizens or Singapore Permanent Residents with minimum 21 years of age.
Maybank Education Loan is available for local and overseas studies with attractive interest rate from 4.78% p.a., low processing fee of 2% on loan amount, loan of up to 8X your monthly income, or S$200,000, whichever is lower, offers flexible repayment period of up to 8 years (10 years for overseas studies), gives you the choice of repayment schemes available to suit your needs and fee waiver for up to 3 Cashier's Orders or Demand Drafts for payment of your tuition fees.
Maybank Home Renovation Loan offers you a choice of flat rate or monthly rest packages, a loan amount of up to 6X your monthly income or S$30,000, whichever is lower, a loan tenure of up to 5 years and exclusive Home Renovation Loan package for Maybank Home Loan customers. This loan is available for Singapore Citizens or Singapore Permanent Residents, minimum 21 to maximum 60 years of age upon loan maturity with minimum income of S$30,000 p.a. for sole applicant and S$24,000 p.a. for main joint applicant. Joint applicant must be a parent, child, sibling or spouse of the main applicant.
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