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citiBank Bank of East Asia Home Loan

About Bank of East Asia home loan

The Bank of East Asia opened their Singapore branch in 1952. The BEA Singapore branch now provides a wide variety of products and services such as the Bank of East Asia home loan, treasury service, and deposits.

Bank of East Asia home loan plan

The Bank of East Asia Singapore offers their home loan for salaried and self-employed individuals earning at least the minimum average income in Singapore. The limit to how much you can pay per month is limited to 50% of your monthly income. BEA bank will only cover 70% of the property’s value.

You may have your spouse or parents as a co-applicant as well. This can help you cover your loan and their income will also add to your eligibility to take out a Bank of East Asia home loan. You can choose loan terms up to 25 years or up to a specified age.

To apply, you’ll need to present a copy of your NRIC or passport of the main and co-applicants available. You’ll also need to present the latest computerised payslip and CPF statement for salaried individuals. Self-employed people will need to bring their income tax assessment that covers the latest 2 years of your business. Other documents will also be asked for, such as tenancy or purchase agreements, whenever applicable.

Planning on applying for the Bank of East Asia home loan? Compare home loans with GoBear Singapore first to see what fits your needs.


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I want to
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For your first home you can borrow up to 80% of its value. For your second home you can only borrow up to 50%.

Better fill up that piggy bank!

and repay it over years.
You can take up to 30 years to pay back the loan for a HDB flat, and up to 35 for private property and ECs.

If you think you’ll take a while to pay back your loan, you better get it sorted quick – your loan repayment period can’t go past your 65th birthday.
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